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With the iPipeline iGO e-App1, you can submit non-medical2 and medical Term, SMART UL, Advantage Plus II, BrightFuture and Prepared II applications online - simply, quickly and easily. Foresters e-App helps you improve efficiency and productivity by eliminating errors and increasing your chance of submitting an "In Good Order" application. An "In Good Order" application means you get paid faster, your cycle times are reduced and our ability to decision your case is accelerated.

Non-Medical e-Apps
Payment option available is Pre-Authorized Check (PAC) for first and subsequent premiums
 
Receive a Point-of-Sale (POS)3 eligibility decision by email in less than 10 minutes for all electronically submitted non-medical applications 
Medical e-Apps
Ability to attach an illustration for SMART UL and Advantage Plus cases, have it e-Signed and sent to Foresters along with the e-App package > Learn how here
 
Payment options include Pre-Authorized Check (PAC), Check (to be collected upon certificate delivery) and direct bill for subsequent premiums
 
All e-Apps
Bank Validation - if banking information is provided, it must be valid in order to proceed and the Payer must be an account holder of the bank account from which premium will be drafted
 
1035 Exchange (not available in NY) and lump sum payments
 
Replacements4 (not available in NY) and only on Term, SMART UL and Advantage Plus II products
 
Eleven (11) questionnaires built in with responses mapped directly onto the questionnaire(s) making the Overflow form easier to read, review and process
 
Electronic submission

 

Why use the iPipeline iGO e-App?

  • Built-in point-of-sale forms - so you can submit the application In Good Order and don't have to return to your clients because of missing information.
  • A variety of electronic signature methods to choose from. One signature completes all signature fields in the application package
  • An electronically submitted e-App by-passes data entry once at Foresters resulting in faster turnaround times. Track your e-App the same way you would track your paper application
  • The e-App meets your Regulatory obligations by electronically sending all Point-of-Sale documents to each signing party once the e-App has been submitted to Foresters.
  • Speed of processing - with decisions in as little as ten minutes with POS decisions on non-medical products.


What do you need to know?

  • Use the iPipeline iGO e-App platform on your desktop or laptop using Microsoft Edge or on your Apple iPad using Safari. Foresters does not support using Chrome or Firefox
  • e-App Eligibility Rules are available for download, and are viewable on the Pre-Qualifying screen in the iPipeline iGO e-App.
  • All signing parties must have their own email address to electronically sign the documents. You cannot use your own email address or set up an email address for them to use. Each signing party must be able to receive emails at their own email address and open links in an email to access those documents.
  • Once you have electronically submitted the e-App to Foresters, track your e-App the same way you would track your paper application

iPipeline Tools

iPipeline support materials to assist with iGO e-App®. Learn how to complete and process In Good Order applications.
Learn how to: Unlock a Case, Re-send Signature Emails, and more.

iPipeline e-App webinars and other training
IGO e-App FAQs



Foresters Training Tools

Personalized training materials help you get started with e-App.

e-App Eligibility Rules  

Using iPipeline's iGO e-Application with Foresters Financial - Term, SMART UL & Advantage Plus II

Using iPipeline's iGO e-Application with Foresters Financial - BrightFuture

Using iPipeline's iGO e-Application with Foresters Financial - Prepared II Accidental Death Term Life insurance

Attaching an illustration to an e-App

Using iPipeline's e-App - How to Sign the e-App

Using iPipeline's e-App - Tips and Support

Adverse Underwriting and TIA Requirements

1 e-App is available in all states, except NY through the iPipeline iGO e-App platform using Microsoft Edge (desktop/laptop) or Safari (Apple iPad only) for Foresters non-medical and medical products (excluding Foresters PlanRight). Touch to Sign is available on Apple iPad only. POS decision for non-medical products will be unavailable Monday to Saturday from 2:00 a.m. to 6:00 a.m. and from Saturday 10:00 p.m. to Sunday 10:00 a.m. (ET).

2 Insurability depends on answers to medical and other application questions and an underwriting review.

3 Not available in NY for non-medical

4 Not available in NY

Foresters products and their riders may not be available or approved in all states and are subject to underwriting approval, limitations, contract terms and conditions, and state variations. Refer to the applicable Foresters Product Guide and insurance contract for your state for these terms and conditions. Products underwritten by The Independent Order of Foresters.

416994 US (11/18)




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